Best FiveM Housing Scripts 2026: Complete Property System Guide

The best FiveM housing scripts in 2026 are bcs-housing as the premium feature-complete choice around 40 USD, qs-housing as the polished Quasar-ecosystem alternative around 35 USD, qbx_properties as the free QBOX-native option, loaf_housing as the free shell-based pick for budget servers, and qb-houses as the legacy free QBCore default. bcs-housing ranks first because it ships with shell-based interiors, drag-and-drop furniture placement, key sharing, ox_inventory stash integration, multiple property ownership, a real estate agent job, and an automated rent-and-tenant system on QBCore, ESX, and QBOX. The five scripts compared in this VertexMods guide cover every realistic housing decision a 2026 server owner faces, from a 60-player budget build to a 400-player premium roleplay community. Most servers settle on bcs-housing or qbx_properties depending on whether they value polish or zero cost.

Why does housing matter for FiveM roleplay servers in 2026?

A FiveM housing script does far more than give players a building to enter — it creates the strongest player-retention lever a roleplay server has. Player investment goes up because owners of a property are measurably less likely to leave the server: they have items to come back to, friends with shared keys, and a character history tied to an address. Economic depth comes from property markets, rent payments, real estate jobs, and recurring taxes that act as economic sinks against inflation. Roleplay scenarios open up that are impossible without housing — home invasions, house parties, roommate disputes, police raids with warrants, and Airbnb-style short rentals. Storage is the practical hook: players need somewhere persistent to keep items between sessions, and tying that storage to a property creates daily login motivation. Identity is the qualitative layer: a character's home reflects their backstory, income, and status. The right housing script turns a server from a map into a world.

Key takeaways:

• A FiveM housing script is the strongest player-retention lever a roleplay server has.
• A FiveM housing script enables economic sinks like rent, taxes, and real estate brokerage jobs.
• A FiveM housing script unlocks raid, invasion, and roommate roleplay scenarios.
• A FiveM housing script provides persistent storage that ties players to daily logins.
• A FiveM housing script lets a character's home reflect their income, status, and backstory.

Which FiveM housing script is the best comparison choice in 2026?

The five FiveM housing scripts worth comparing in 2026 are bcs-housing, qs-housing, qb-houses, qbx_properties, and loaf_housing — they cover the full price and feature spectrum from premium to free. bcs-housing costs around 40 USD, supports QBCore, QBOX, and ESX, and ships with the most complete feature set: shell interiors, drag-and-drop furniture, key sharing, ox_inventory stashes, door locks, multi-property ownership, a real estate job, and automated rent. qs-housing costs around 35 USD and integrates tightly with the rest of the Quasar stack like qs-inventory and qs-hud. qb-houses is free and ships with QBCore but has no furniture placement and a dated UI. qbx_properties is free, native to QBOX, and built on shell interiors with ox_lib UI. loaf_housing is free, lightweight, and a strong budget pick with shell interiors and basic furniture. Most premium servers settle on bcs-housing; QBOX-only servers default to qbx_properties.

Key takeaways:

• bcs-housing is the most feature-complete FiveM housing script in 2026, around 40 USD.
• qs-housing is the right choice for FiveM servers already running the Quasar ecosystem.
• qbx_properties is the free QBOX-native FiveM housing script with shell-based interiors.
• loaf_housing is the strongest free FiveM housing pick for budget-conscious server owners.
• qb-houses still ships with QBCore but is replaced on most modern FiveM builds in 2026.

bcs-housing

Framework: QBCore, QBOX, ESX
Price: Paid (premium, ~$40)
Developer: BCS Development

bcs-housing is the most feature-complete housing solution available. It's become the go-to choice for servers that want a full property system.

Key features:

• Shell-based interiors (instanced, no map conflicts)
• Furniture placement with drag-and-drop
• Key sharing system for roommates and friends
• Property storage integrated with inventory systems
• Door lock integration
• Multiple property ownership
• Real estate agent job
• Customizable shells and layouts
• Wardrobe and stash separation
• Tenant system with rent payment automation

Best for: Servers that want a premium, polished housing experience with extensive customization.

qs-housing

Framework: QBCore, ESX
Price: Paid (premium, ~$35)
Developer: Quasar Store

Part of the Quasar Store ecosystem, qs-housing integrates with other Quasar scripts like qs-inventory and qs-hud.

Heads up: Quasar Store has a mixed reputation for post-sale support and stability on populated servers. See our review of Quasar Mods before committing to the ecosystem.

Key features:

• Furniture placement with detailed customization
• Stash system with configurable storage limits
• Key management
• Property listing system
• Garage integration for home parking
• Modern UI matching Quasar design language
• Plant and decoration support

Best for: Servers already using the Quasar ecosystem (qs-inventory, qs-hud, etc.).

qb-houses (Default QBCore)

Framework: QBCore
Price: Free
Developer: QBCore Framework

The default housing script included with QBCore. Basic but functional.

Key features:

• Basic property ownership
• Simple stash storage
• Key system
• Pre-defined house locations

Limitations:

• No furniture placement
• Limited customization options
• Fixed interior layouts
• Basic UI design

Best for: Small QBCore servers that need basic housing without extra cost.

qbx_properties (QBOX Native)

Framework: QBOX Price: Free (open source) Developer: QBOX Community

The native property system being developed for QBOX. Still in active development but already usable.

Key features:

• Native QBOX integration (no bridges needed)
• Shell-based interiors
• Property management system
• ox_lib UI integration

Best for: QBOX servers that want a free, native solution and can tolerate an evolving feature set.

loaf_housing

Framework: QBCore, ESX
Price: Free (open source)
Developer: Loaf Scripts

A lightweight, free alternative that covers the basics well.

Key features:

• Shell-based interiors
• Furniture placement
• Storage integration
• Minimal resource usage

Best for: Budget-conscious servers that want furniture placement without premium costs.

Comparison Table

Feature	bcs-housing	qs-housing	qb-houses	qbx_properties	loaf_housing
Price	~$40	~$35	Free	Free	Free
Furniture	Yes	Yes	No	Limited	Yes
Shell Interiors	Yes	Yes	No	Yes	Yes
Key Sharing	Yes	Yes	Yes	Yes	Yes
Multi-Property	Yes	Yes	No	Yes	Limited
Garage	Yes	Yes	No	No	No
QBOX Support	Yes	Bridge	No	Native	Bridge
Performance	Good	Good	Good	Excellent	Excellent

Furniture Placement Systems: A Deep Dive

Not all furniture systems are equal. Here's what separates a good placement system from a great one:

Grid-Based vs Free Placement

Older housing scripts use a grid system where furniture snaps to fixed positions. This is easier to implement but frustrating for players who want precise control. Modern scripts like bcs-housing and qs-housing use free placement, letting players position and rotate furniture to any angle. Free placement creates better-looking interiors but requires more client-side computation for collision detection.

Interior Customization Options

The best housing scripts go beyond furniture placement:

• Wall colors and textures: Players can repaint rooms or apply wallpapers from a preset library. This dramatically changes the feel of a shell without requiring custom MLOs.
• Flooring options: Swap between hardwood, tile, carpet, and other floor textures per room.
• Lighting control: Adjust ambient light color and intensity. Dim the lights for atmosphere or brighten for work areas.
• Prop variety: The best scripts include 200+ furniture props spanning beds, sofas, kitchen equipment, workbenches, entertainment systems, and decorative items.

Performance Impact of Furniture

Each furniture item is a streamed prop. In a heavily furnished interior with 50+ items, the client load adds up. Well-optimized housing scripts:

• Only stream furniture props when a player is inside the interior
• Use prop culling to hide items outside the player's current room
• Limit maximum furniture count per property (typically 50-100 items)
• Cache prop positions server-side to avoid re-fetching on every entry

An unoptimized housing script with a large furniture count can drop client FPS by 15-30 frames in busy interiors. Monitor with the FiveM built-in profiler if you see complaints about interior performance.

Shell Interiors vs MLO Interiors

Housing scripts use two approaches for interiors:

Shell interiors (instanced) create separate interior spaces that don't exist on the main map. Multiple players can own "the same house" because each gets their own instance. This is what most modern housing scripts use.

MLO interiors (map-based) are physical additions to the game map. They look better and feel more immersive but require unique map locations for each property. They're better suited for businesses and landmark buildings than mass housing.

Recommendation: Use shell-based housing for player residences and MLOs for unique locations like police stations, hospitals, and businesses.

Integrating Housing with Other Systems

A housing script in isolation is only half the picture. The best servers integrate housing deeply with other systems:

Inventory Stashes

Every housing script worth using connects directly to your inventory system. When using ox_inventory, the stash is a named persistent inventory tied to the property ID. Players access it like any other stash -- the housing script just opens the right inventory identifier. Configure stash capacity to reflect the property tier: a studio apartment might offer 30 slots, while a mansion offers 150.

Tip: Don't make home stashes unlimited. Players who can store everything at home have less reason to interact with bank vaults, vehicle trunks, and business stashes -- all of which create interaction opportunities with other players.

Garages and Vehicle Storage

Premium housing scripts like bcs-housing include a home garage that ties into your garage system. Players park vehicles inside their property, and those vehicles are stored to the player's garage with the property address logged. This enables RP like police spotting a suspect's car in their driveway or repo men coming for unpaid vehicles.

For servers using jg-advancedgarages, the integration is usually a configuration flag. Enable the housing garage bridge in jg-advancedgarages config and point it to your housing script's property ID format.

Key and Lock Systems

Key management is where housing RP gets interesting. Good key systems allow:

• Physical keys as inventory items: A key for your house is an actual item in ox_inventory. You can give it to a roommate, have it stolen, or have duplicates made at a locksmith job.
• Temporary access: Time-limited keys that expire after 24 hours -- useful for Airbnb-style short term rental RP.
• Lock picking: Criminals can attempt to pick locks using a lockpick item and a minigame skill check via ox_lib. Success rate depends on lock tier and player skill.
• Police access: Officers with a warrant item can breach locked doors legally without a key.

Drug and Crime Integration

Housing becomes a crime venue. Drug labs set up inside player-owned properties, stash houses for stolen goods, gang safehouses -- all of these require the housing script to expose interior zones that other scripts can register. bcs-housing and qs-housing both support registering custom zones inside interiors, which drug scripts can use to place grow points or processing tables.

Setting Up Housing: Best Practices

1. Plan your economy first: Set house prices that match your server economy. Too cheap and everyone has property day one; too expensive and new players feel locked out.
2. Limit property ownership: Allow 1-2 properties per player to prevent hoarding and ensure availability.
3. Add property taxes: Monthly maintenance costs prevent abandoned properties and create economic sinks.
4. Restrict storage: Don't make home stashes unlimited. Balance storage between housing and inventory capacity.
5. Create RP opportunities: Add a real estate agent job, property inspections, and neighborhood events.
6. Tier your properties: Offer apartments, houses, and mansions at different price points. Each tier should offer meaningfully different space, storage, and features.

FAQ

Which housing script has the best performance?

Shell-based systems (bcs-housing, qbx_properties, loaf_housing) perform best because instanced interiors don't load for players who aren't inside them. MLO-based housing loads for everyone nearby, consuming more resources.

Can I switch housing scripts later?

Yes, but it requires data migration (property ownership, stored items, furniture layouts). Plan your choice carefully to avoid this hassle. Backup everything before migrating.

How many houses should my server have?

A good rule: 1.5-2x your average player count. If you average 60 players, offer 90-120 properties. This creates scarcity (which drives RP) without making housing impossible to get.

Should I use apartments or houses?

Both. Apartments (cheaper, smaller) serve as starter housing. Houses (expensive, larger) are aspirational goals. This creates natural economic progression.

Do I need ox_lib for housing scripts?

Most modern housing scripts depend on ox_lib for their UI menus, notifications, and skill check minigames. Install ox_lib first before any housing script to avoid dependency errors.

Browse our marketplace for housing scripts and MLO interiors to build your server's property market.