Codem Banking - Complete Financial System for FiveM Servers

Transform your server's economy with Codem Banking, a comprehensive financial management system that brings realistic banking operations to your FiveM community. This isn't a simple account balance script—it's a full-featured banking platform offering accounts, transactions, loans, investments, credit cards, and all the financial infrastructure serious roleplay servers need. Whether you're running an economy-focused community where money management matters or simply want to add depth to your financial systems, Codem Banking delivers enterprise-level functionality with the polish and performance FiveM servers demand.

The system handles everything from basic checking accounts to complex investment portfolios, business banking, and inter-player transfers. Players manage their finances through a sophisticated UI that feels like actual online banking, complete with transaction histories, statement generation, and account management tools. For server owners, this means fewer custom workarounds and a stable, tested financial foundation that scales from small communities to high-population servers with thousands of daily transactions.

What's Included

The Codem Banking package provides the complete banking resource with all core features configured and ready for deployment. You receive the full banking script with support for multiple account types, transaction processing, loan systems, ATM integration, and administrative tools. The package includes both the server-side transaction processing and the client-side UI components, ensuring secure financial operations that prevent exploits while delivering smooth user experience.

Comprehensive documentation walks you through installation, configuration, and customization options. You get preconfigured bank locations, ATM placements, and integration files for both ESX and QBCore frameworks. The system includes security features like transaction logging, fraud detection, and admin oversight tools that help you maintain economic integrity on your server.

Key Features

• Multiple Account Types - Personal checking, savings, business accounts, and investment accounts with different features and limits
• Complete Transaction System - Deposits, withdrawals, transfers, bill payments, and automated transaction processing
• Loan & Credit Systems - Player loans with customizable interest rates, payment schedules, and credit scoring
• Credit Card Functionality - Virtual credit cards for purchases with spending limits and statement cycles
• Investment Platform - Savings accounts with interest accrual and investment options for long-term growth
• Business Banking - Dedicated accounts for player-owned businesses with employee payment systems
• ATM Network - Extensive ATM placements across the map for convenient banking access
• Bank Branch Locations - Multiple physical bank locations for in-person banking and complex transactions
• Transaction History - Detailed logs showing all account activity with search and filter capabilities
• Mobile Banking App - In-game phone integration for banking on the go without visiting branches
• Administrative Controls - Bank management tools for monitoring transactions, flagging suspicious activity, and managing accounts
• Security Features - PIN protection, fraud detection, and exploit prevention built into transaction processing
• Statement Generation - Automatic monthly statements showing account activity and balances
• Inter-Bank Transfers - Player-to-player transfers with confirmation systems preventing accidental sends

Perfect For

• Economy Servers - Communities with complex financial systems where banking infrastructure is critical
• Business Roleplay - Servers with player-owned companies needing business banking and payroll systems
• Realistic Roleplay - Communities emphasizing life simulation with authentic financial management
• High Population Servers - Large communities processing thousands of transactions requiring stable, scalable systems
• Investment-Focused Gameplay - Servers where financial growth and money management are core gameplay loops
• Loan Systems - Communities wanting vehicle financing, property mortgages, or business startup loans

Technical Details

• Type: Server and client-side banking resource
• Database: MySQL integration with optimized queries for transaction processing
• Performance: Handles 100+ concurrent transactions without lag or delays
• Security: Server-side validation on all transactions preventing client-side exploits
• UI Framework: Modern HTML/CSS/JavaScript interface with responsive design
• Dependencies: ESX or QBCore framework, MySQL database, optional phone resource integration
• File Size: Optimized assets under 15MB total

Installation

1. Download the Codem Banking package and extract to your resources folder
2. Import the included SQL file to create necessary database tables
3. Select the appropriate framework version (ESX or QBCore)
4. Configure bank locations, ATM positions, and interest rates in config.lua
5. Adjust loan terms, account limits, and fee structures to match your economy
6. Add resource to server.cfg and restart your server
7. Configure integration with your phone resource for mobile banking (optional)
8. Set up administrative permissions for bank management personnel

Framework Compatibility

• ✅ ESX Legacy - Full integration with ESX account systems, jobs, and society management
• ✅ QBCore - Native support for QB banking, business accounts, and gang finances
• ✅ ESX Extended - Compatible with extended ESX frameworks and custom builds
• ✅ QBOX - Works with QBOX framework through QBCore compatibility layer

What Makes It Stand Out

Most banking scripts are glorified account balance displays with basic deposit/withdraw functions. Codem Banking actually recreates a banking ecosystem with features that matter for roleplay and economy management. The loan system alone is more sophisticated than entire standalone loan resources—players apply for loans, receive approval based on credit history, manage payment schedules, and face consequences for defaults. This creates genuine financial dynamics rather than everyone just accumulating unlimited cash.

The business banking integration is equally impressive, providing separate business accounts that multiple employees can access with different permission levels. Business owners manage payroll, track expenses, and separate business finances from personal accounts—critical functionality for servers with complex business roleplay. The administrative oversight tools give server staff visibility into economic activity, helping identify exploits, track money flow, and maintain balanced economies.

Economy Integration Strategies

Smart server owners use Codem Banking as the foundation for comprehensive economic systems. Configure loan interest rates that encourage smart financial decisions—too high and nobody borrows, too low and there's no incentive to save. Set savings account interest that rewards long-term deposits, creating money sinks that combat inflation. Implement transaction fees on large transfers to reduce rapid money circulation between players.

The investment features create passive income opportunities for established players while providing goals for newer ones. Some servers run the bank as a player-owned business where bankers approve loans, manage investments, and earn fees on transactions. This creates employment opportunities and financial service roleplay that extends beyond simple money storage.

Loan and Credit Systems

The loan functionality enables realistic vehicle financing and property mortgages. Instead of players needing full purchase prices upfront, they make down payments and finance the rest through bank loans. This accelerates access to expensive items while creating ongoing financial obligations that generate roleplay. Players who default on loans face credit score impacts affecting future borrowing ability.

Credit cards provide spending flexibility with configurable limits based on credit history and account standing. Players use credit for purchases then pay balances during statement cycles. Interest on carried balances creates natural money circulation and consequences for poor financial management. This system adds depth to economy gameplay that simple cash transactions can't replicate.

Business Banking Applications

Business accounts transform how player-owned companies operate on your server. Restaurant owners deposit earnings, pay employee wages, and track operating costs through dedicated business accounts. Construction companies manage project budgets and material expenses. Criminal organizations launder money through legitimate business accounts. The separation of business and personal finances creates realistic business management challenges.

Employee access controls let business owners grant specific permissions—one employee might process deposits while another handles payroll. This delegation creates job variety and reduces business owner workload. The transaction history provides accountability, showing who accessed accounts and what they did. Some servers implement business loan programs where startup entrepreneurs borrow capital to launch companies, with the bank monitoring business account health to ensure loan repayment.

Mobile Banking Integration

When integrated with phone resources, Codem Banking provides mobile banking through the in-game phone. Players check balances, transfer money, and pay bills without visiting branches or ATMs. This convenience enhances gameplay flow—players handle banking during downtime rather than driving across the map to physical locations. The mobile interface maintains security while providing the functionality players need for day-to-day financial management.

Push notifications alert players to important account events—large deposits, low balances, loan payment due dates, or suspicious activity. These timely alerts help players manage finances proactively. Some servers use the mobile banking to process business transactions on the go, enabling deals and payments during roleplay scenarios without breaking immersion to visit banks.

Administrative and Security Features

Server administrators access comprehensive tools for monitoring financial activity. Transaction logs show all money movement with timestamps, amounts, and involved parties. Fraud detection flags unusual patterns like rapid transfers, account cycling, or suspicious transaction volumes. Admin controls allow freezing accounts, reversing fraudulent transactions, and investigating economic exploits.

The security architecture prevents common banking exploits—server-side validation ensures clients can't fabricate transactions, PIN systems protect account access, and transaction limits prevent massive one-time transfers used in duplication exploits. These protections maintain economic integrity without requiring constant admin intervention to catch and fix financial cheating.

Related FiveM Economy System

• MarketPlace System (ESX/QB/VRP)
• okokMarketplace
• STG Market
• okokBanking