Neo Banking – Free Download

Neo Banking – Simple Banking System for FiveM

Looking for a straightforward banking solution for your FiveM server? Neo Banking delivers a clean, functional banking system perfect for servers that need basic financial features without overwhelming complexity. This free resource from Noel provides essential banking operations with easy configuration.

What It Does

Neo Banking creates a simple yet effective banking infrastructure for your FiveM economy. Players can deposit money, withdraw funds, check balances, and transfer money between accounts – all the core banking features needed for roleplay servers without unnecessary complications. The system focuses on reliability and ease of use.

Key Features

• Deposit & Withdraw – Players move money between cash and bank accounts
• Balance Checking – Real-time account balance display
• Money Transfers – Send money to other players via account ID or phone number
• Transaction Limits – Configurable min/max amounts for deposits/withdrawals
• Interest System – Optional passive income on banked money (configurable rate)
• ATM Locations – Multiple ATM spots throughout Los Santos
• Bank Interiors – Use bank MLOs for in-person banking roleplay
• Simple UI – Clean, easy-to-understand interface

Perfect For

• New servers needing basic economy framework
• Communities wanting simple, bug-free banking
• Servers transitioning from cash-only to banked economy
• Roleplay servers requiring realistic financial infrastructure
• Testing environments before complex economy systems

Banking Operations

Players can perform standard banking transactions:

• Deposit: Convert cash to bank money (safe from robberies)
• Withdraw: Get cash from bank account for purchases
• Transfer: Send money to other players digitally
• Balance Check: View current cash and bank balances
• Transaction History: Optional logging of banking activity

Installation

1. Download the Neo Banking package
2. Extract to resources/[economy] or [banking] folder
3. Open config.lua and adjust settings (see configuration guide)
4. Add ensure neo-banking to server.cfg
5. Ensure it loads AFTER your framework (ESX/QBCore)
6. Restart server or start resource
7. Test at ATM or bank location

Configuration Guide

The config.lua file allows extensive customization:

• Transaction Limits: Set min/max deposit/withdrawal amounts
• Transfer Fees: Optional percentage fee on transfers (bank revenue)
• Interest Rate: Passive income rate for banked money (e.g., 0.5% daily)
• ATM Locations: Add/remove ATM coordinates throughout map
• Starting Balance: New players’ initial bank balance
• Overdraft: Allow negative balances (configurable limit)
• Language: Multi-language support via locale files

Example Configuration

Config = {}

Config.MinDeposit = 1 -- Minimum deposit amount
Config.MaxWithdraw = 50000 -- Maximum single withdrawal
Config.TransferFee = 0.02 -- 2% fee on transfers
Config.InterestRate = 0.005 -- 0.5% daily interest
Config.AllowNegative = false -- Prevent overdrafts
Config.StartingBalance = 5000 -- New player bank balance

Config.ATMs = {
    vector3(147.4, -1035.8, 29.3), -- Legion Square
    vector3(-386.7, 6046.1, 31.5), -- Paleto Bay
    -- Add more locations...
}

Technical Details

• File Size: ~2 MB (script + UI assets)
• Performance: 0.00ms idle, 0.01ms during transactions
• Database: Uses framework database (ESX/QBCore tables)
• Dependencies: ESX or QBCore (framework detection automatic)
• UI Framework: Simple HTML/CSS/JS interface

Framework Compatibility

• ✅ ESX – Integrates with es_extended accounts system
• ✅ QBCore – Works with qb-core banking infrastructure
• ✅ QBOX – Compatible with QB forks
• ❌ Standalone – Requires framework for account management

What Makes It Stand Out

Neo Banking’s strength is its simplicity and reliability. While other banking scripts bloat features with cryptocurrency, stock markets, and loan systems, Neo Banking does one thing well: basic banking. This focus means fewer bugs, easier troubleshooting, and lower learning curve for server admins. The config.lua is well-commented and beginner-friendly, making it perfect for new server owners. Community feedback consistently praises the “set it and forget it” reliability.

Integration with Other Scripts

Neo Banking works seamlessly with:

• Job Scripts: Paychecks deposited directly to bank accounts
• Business Scripts: Society/business banking integration
• Property Scripts: Rent/mortgage payments via bank transfers
• Vehicle Scripts: Car purchases deducted from bank account
• Phone Scripts: Mobile banking via phone apps (custom integration)

Roleplay Features

Enable realistic banking roleplay:

• Bank Teller Jobs: Employees assist customers with transactions
• Account Opening Ceremonies: New players register accounts in-person
• Wire Fraud Investigations: Police track suspicious transfers
• Financial Counseling: Advisors help players manage money
• Loan Roleplay: Manual loan systems using transfer features

Security Features

Protected against common exploits:

• Server-Side Validation: All transactions verified server-side
• Balance Checks: Prevents withdrawing more than account balance
• SQL Injection Protection: Parameterized queries prevent database exploits
• Rate Limiting: Prevents transaction spam/flooding
• Audit Logging: Optional transaction logs for admin review

ATM vs Bank Locations

The system supports two interaction types:

• ATMs: Quick access for deposits/withdrawals (24/7 availability)
• Bank Interiors: Full-service banking with teller roleplay
• Configuration: Set different limits for ATM vs bank transactions
• Example: ATMs limit $5k withdrawals, banks allow unlimited

Common Use Cases

• Paycheck System: Jobs deposit wages to bank automatically
• Property Rent: Monthly rent auto-deducted from bank account
• Safe Storage: Players bank money to avoid losing cash in robberies
• Business Payments: Pay for goods/services via bank transfer
• Salary Distribution: Business owners pay employees via transfers

Recommended Additions

Enhance Neo Banking with:

• Bank MLOs: Realistic bank interiors for in-person banking
• ATM Props: Custom ATM models for better aesthetics
• Phone Integration: Add banking app to phone scripts
• Robbery Scripts: Bank heist scripts for criminal roleplay
• Economy Scripts: Job frameworks that deposit to banks

Video Tutorial

Watch the setup guide from creator Noel:

Troubleshooting Common Issues

Problem: Transactions not working
Solution: Ensure script loads AFTER framework (move lower in server.cfg)

Problem: UI not appearing
Solution: Clear FiveM cache (F8 → resmon → restart resource)

Problem: Interest not calculating
Solution: Verify Config.InterestRate is set and cron job is running

Problem: ATMs not showing interaction
Solution: Check ATM coordinates in config match your server’s map

Performance Tips

• Limit transaction history to 30 days (prevent database bloat)
• Use database indexing on account_id columns
• Disable interest if not needed (reduces server calculations)
• Limit ATM locations to high-traffic areas only

Free download. Simple, reliable banking system perfect for new FiveM servers. All settings configurable via config.lua!